Where Is My Score?

Written by Brett Bruce

Many people order their credit report and expect to find their all-important credit score. However, if you’re looking for that number on your report, you won’t find it. You actually have to order this score separately.

There are several credit scores that will apply to you. The most commonly used is the FICO score. This score was created by the Fair Isaac company which developed it. It’s used by as many as 70% of financial institutions. However, each credit bureau also has its own credit score. It’s a good idea to order your credit score when you order your credit report.

The purpose of the score is to provide possible creditors with a snapshot of your creditworthiness. It gives a quick picture of where you are based on a mathematical model. You can find links on the resources and links page to order your score.

Most scores range between 300-850. The median score for persons in the United States is 725. If your score is above 720, you’re considered to have good credit. As you can see, there’s a lot of room in there between 300 and 720 where bad credit falls.

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