Free Sample Credit Repair Letters

When writing to the Credit Bureaus you need to have a plan, a system that works. You need to have proper follow up and use the correct letters customized to your situation. With a little persistence and proper follow up, you can expect results like these:


When writing to creditors and credit bureaus, you must be assertive. Be clear about the fact that you know your rights as a consumer and that if they’re violated, you’ll have to take further legal action.

Don’t be afraid to ask for what you want when dealing with creditors. You’re more likely to have negative information removed if you’re polite, but firm. Be clear that you’re willing to work with them and pay your balances, but you expect them to work with you as well.

1 Letter to Creditor Requesting Deletion of Information From Your Credit Report
2 Letter for Collection Agency to Cease and Desist
3 Letter to Creditor Regarding Errors in Your Credit Report
4 Letter Requesting Account Settlement
5 Letter to Creditor for Unauthorized Credit Inquiry
6 Formal Complaint Letter to the Federal Trade Commission
7 Letter Informing Check Registry of Identity Theft
8 Letter Reporting Illegal Collection Activities to Original Creditor
9 Request for Information to Be Added to Your Credit Report
10 Letter for Written Request for Your Credit Report
11 Letter to Request the Addition of a Personal Statement
12 Letter to Add Personal Statement to Check Registry