The Ins and Outs of Consumer Credit Counseling
Getting Help With Credit Repair
When you’re in need of credit repair, you come across a lot of information about consumer credit counseling. However, you may not know what it actually is. In this chapter, we’ll explore the purpose of this organization and how to use it.
Finding a Good CCC in Your Area
Written by Brett Bruce Monday, 09 March 2009 14:36
If you decide that you want to contact a consumer credit counseling service in your area, you need to make sure you find a reputable one. Some companies that advertise as nonprofit counseling services are less than honest.
You need to make sure that before you do anything to put your finances in control of someone else that you check out their reputation. Check with your local Better Business Bureau to find out if the service you’re interested in has any reports filed. Avoid any company that has poor reviews.
Referrals from friends are often a good place to start. If you don’t have a referral from someone else, you may want to start by checking on companies that are part of the national network.
You can check the website for the National Foundation for Credit Counseling to find a center near you. You can search by zip code at www.debtadvice.org. The NFCS is a member organization that works to create standards for credit counseling services.
Once you choose a location, make sure to check the Better Business Bureau report for their track record. It never hurts to be as safe as possible.