Under the Fair Credit Reporting Act, a credit reporting company may only disclose your credit report if someone is:

• Granting credit, reviewing your account, or collecting on your account.
• Reviewing you for employment purposes.
• Reviewing your application for insurance.
• Reviewing your eligibility for a license or government-related benefits.
• Providing information for a business transaction, such as renting an apartment.
• A court order.
• An IRS subpoena.
• Someone to whom you have given written permission.